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FAQ

  • Financial planning is the systematic process of creating a roadmap for your financial future. It involves setting clear financial goals, assessing your current financial situation, developing strategies to achieve those goals, and regularly monitoring and adjusting your plan as needed. The significance of financial planning lies in its ability to empower individuals to take control of their finances, make informed decisions, and work methodically toward their financial aspirations, whether it's saving for retirement, buying a home, or achieving financial independence.

  • Working with an independent financial advisor offers the invaluable benefit of receiving objective, client-centered guidance. Independent advisors are not beholden to any specific financial institution or product, enabling them to craft tailored financial strategies that truly align with your unique goals and needs. They act as fiduciaries, legally obligated to prioritize your best interests, ensuring that their recommendations are unbiased and designed to maximize your financial well-being. This independence also grants access to a wide array of investment options and the flexibility to adapt your financial plan as life evolves. With transparent fee structures and a commitment to long-term relationships, independent financial advisors empower you to make informed decisions, providing the knowledge, expertise, and peace of mind necessary to secure your financial future.

  • Please visit our Our Services tab for an in-depth list of the services that we provide.

    Our Services

  • Please visit our Our Process tab and set up an introductory meeting to discuss next steps.

    Our Process

  • Financial planning is a valuable tool accessible to individuals and families across all income levels. It's not limited to the wealthy; rather, it's a means to enhance financial well-being for everyone. Regardless of your income, financial planning can provide clarity, help prioritize financial goals, and offer strategies to maximize savings, reduce debt, and build a secure financial future.

  • Our practice operates with transparency and flexibility in mind. Our planning services are an hourly fee charged upon use. We also offer both fee-based and commission-based structures, depending on the investment choices made for investment management. We believe in open and clear communication about costs, ensuring that clients fully understand the fee structure associated with their investments and financial plans.

  • We understand the importance of convenience and flexibility in today's world. Our financial planning services are designed to accommodate clients' preferences, offering the option for remote consultations via Zoom or phone, in addition to in-person meetings. Whether you're near or far, we're here to provide the support and guidance you need to achieve your financial goals. You do not need to be local to work with SLA Financial. We presently support clients in 20 different states.

  • A fiduciary duty is a financial professional legally and ethically obligated to act in the best interests of their clients, placing their needs above one's own. At our firm, we take this responsibility seriously and are committed to upholding the highest standard of fiduciary duty. This means that our clients can trust that we will always act in their best interests, providing advice and recommendations that prioritize their financial well-being above all else.

  • Regularly reviewing your financial plan is essential to ensure it remains aligned with your goals and circumstances. We recommend reviewing your plan at least annually, but more frequent check-ins may be necessary if significant life changes occur, such as marriage, the birth of a child, job changes, or unexpected financial events. Adapting your plan to these changes helps you stay on track and make informed financial decisions to secure your future.

  • Financial planning and investment advice serve distinct yet interconnected purposes. Financial planning encompasses a holistic approach to managing your overall financial well-being. It involves evaluating your entire financial landscape, including budgeting, debt management, insurance, tax planning, estate planning, and retirement goals. Financial planners create comprehensive roadmaps that align with your objectives, helping you make informed decisions to achieve your financial aspirations over time. On the other hand, investment advice focuses specifically on optimizing your investment portfolio. It involves selecting the right mix of assets, diversifying holdings, and making investment decisions to grow your wealth efficiently. While investment advice is a vital component of financial planning, the key difference lies in its narrower scope, concentrating on the performance and management of your investments within the broader context of your financial plan.

  • Yes, please see our Our Services tab for a complete list of services. We also are very proud of the work that we do in the divorce space and have helped many clients navigate the challenges and pitfalls of separation and divorce and helped them with financial independence post-divorce. You can find more information on the Divorce tab of our website.

    Divorce Services

  • Absolutely, you should start financial planning if you have debt or are facing financial challenges. Financial planning is a powerful tool that can help you navigate and overcome these challenges. A skilled financial planner can work with you to create a roadmap for managing debt, improving your financial situation, and setting achievable goals. They will help you prioritize your financial needs, create a budget, and develop strategies to regain control of your finances. Starting financial planning in challenging times is not only possible but highly advisable as it can be a crucial step towards achieving long-term financial stability and peace of mind.

  • At SLA Financial, our passion lies in building enduring, long-term relationships with our clients. We are deeply committed to making a positive impact on their financial well-being, empowering them to achieve independence and financial security. Our dedication goes beyond mere financial guidance; it's about fostering a sense of empowerment and confidence in our clients as they navigate their financial journeys. We thrive on the knowledge that our work contributes to the lasting financial success and independence of those we serve, creating a ripple effect of financial well-being that extends far into the future. .